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Canada Learning Bond

none

Value

up to $2,000

Description

Employment and Social Development Canada (ESDC) provides an additional incentive of up to $2,000 to help low-incomefamilies start saving early for their child’s education after high school (post-secondary education).

Eligible Applicants

  • Children who are in care of a public primary caregiver for whom a special allowance under the Children’s Special Allowance Act is paid, are also entitled to the CLB.
  • Youth who meet the minimum age requirement to open an RESP in their province of residence can be their own subscriber of an RESP and request the CLB for themselves.
  • The beneficiary must be under the age of 21 at the time of application.
  • If the beneficiary does not pursue post-secondary education, the CLB is returned to the government.

Eligible Expenses

The CLB (Canada Learning Bond) is available for eligible children from low-income families born in 2004 or later and provides an initial payment of $500 for the first year the child is eligible, plus $100 for each additional year of eligibility, up to age 15, for a maximum of $2,000. Personal contributions are not required to receive the CLB. To help cover the cost of opening an RESP, ESDC will pay $25 into the RESP to which the initial CLB of $500 is deposited in recognition of a one-time incidental expense that may be associated with opening the RESP account.

Deadline Date

The Canada Learning Bond is a continuous benefit for eligible children born in 2004 or later. To receive it, an RESP must be opened for the child, and an application for the CLB must be made through an RESP promoter (financial institution). Applications can be made until the child turns 21. No personal contributions are required to receive the bond. Visit the official website to verify specific details and guidelines.

Contact

Contact Name: CLB

Phone Number: 1-800-O-CANADA (1-800-622-6232)

Website: https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/registered-education-savings-plans-resps/canada-education-savings-programs-cesp/canada-learning-bond.html

Industry:

University Partnerships

Location:

Alberta, British Colombia, Manitoba, New Brunswick, Newfoundland, Nova Scotia, Nunavut, NWT, Ontario, PEI, Quebec, Saskatchewan, Yukon

Tags:

Education

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There is grant money waiting for YOU! BUT if you step in a “grant trap,” your application is a NO! Learn the FIVE most common errors to AVOID in government grants! Get the 5 Grant Gotchas now to save you countless hours.

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