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Seed Funding for Affordable Housing New Construction Stream




The Seed Funding program supports affordable housing through interest-free loans and/or non-repayable contributions. There are two funding streams: one for new construction/conversions, and one to preserve existing community housing projects.

The New Construction Stream provides interest-free loans and/or non-repayable contributions to help with costs related to pre-development activities. This can include business plans, preliminary designs, development permits and more.

Interest-free loans
The interest-free loan offers a 3-year period to complete and submit a payment request. The loan can be combined with non-repayable contributions.

Non-repayable contributions
The Non-repayable contribution offers a 2-year period to complete and submit a payment request.

Maximum funding amounts are determined during the scoring and prioritization process.

Eligible Applicants

  • community housing providers
  • municipalities, provinces and territories
  • Indigenous governments and organizations
  • private sector groups

Eligible Expenses

  • Indigenous community housing
  • community and affordable housing
  • mixed-used market / affordable rental
  • shelters, transitional housing and supportive housing
  • conversion of non-residential buildings to affordable multi-residential
  • renovation of existing affordable units at risk of being abandoned or demolished

Minimum requirements
Your project must:

    • be primarily residential
    • have a minimum of 5 affordable units/beds
    • be considered affordable, as determined by the Municipality, Province or Territory, or as accepted under other CMHC programs

Deadline Date



Contact Name: New Construction Stream

Phone Number: 1-800-668-2642

E-mail Address:


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