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Emergency Repair Program (ERP) │Métis Nation of Ontario (MNO)

December 14, 2024

Value

Maximum one-time forgivable loan an applicant may receive is up to $15,000 towards home repairs.

Description

The Emergency Repair Program (ERP) provides eligible Metis citizens who own their home as their primary full-time and sole residence a one-time forgivable loan to complete emergency repairs that would compromise the homes integrity and/or improve accessibility for persons with disabilities up to maximum of $15,000.00. Additional funding may be available for high cost emergency replacement of septic systems, well water/drilling, and foundations/structural only, up to a maximum of $25,000.00.

To earn forgiveness, applicants must maintain ownership as their primary fulltime and sole residence for a 5-year term. Each year applicant(s) must submit their yearly home insurance policy to the program to confirm residency.

Eligible Applicants

  • Registered and confirmed Métis Citizen of Ontario with a complete file
  • 18 years+ of age or older
  • Must own and occupy the home as your full-time permanent and sole residence
  • Have Property Insurance
  • Property taxes are up-to-date
  • Must have eligible emergency repairs
  • Total GROSS household income from all occupants over the age of 18 years old must fall below the Income Threshold by region
  • Household value must be below average market value
  • Must reside in Ontario and off reserve
  • Must have the ability to provide repair pictures and submit supporting documents to the program
  • Must have eligible Emergency Repairs as confirmed by an MNO Housing Inspection
  • Must not own secondary properties, cabins, vacation properties, land assets, rental properties etc.
  • All Title Owners must sign, agree, and adhere to the program’s term and conditions (legal documents require signatures). Secured by a Promissory Note and Letter of Agreement.
  • Must sign a consent and declaration form to access MNO registry checks and IPS inspections
  • Must NOT have been previously received the MNO Home Improvement Program and the MNO Emergency Repair Program and are continuing to earn forgiveness

Eligible Expenses

Eligible repairs are those that compromise the integrity of the home and/ or accessibility modifications. All repairs are subject to the MNO Inspectors recommendation and by completing a desktop inspection. It is important all information is submitted in the original application to minimize any delays. These may include but are not limited to:

  • Insulation
  • Roofs that show signs of leaking
  • Heating Systems
  • Well and safe water supply
  • Septic systems
  • Plumbing
  • Electrical systems
  • Foundations and structural
  • Accessibility modifications
  • Mold remediation
  • Other repairs maybe considered by the housing programs coordinator upon review of supporting documentation and MNO inspector’s recommendation.

Deadline Date

The application deadline is December 14, 2024 while funding is available.

Contact

Contact Name: MNO’s Housing and Infrastructure

Phone Number: (705) 722-5022 ext. 302

E-mail Address: HousingPrograms@metisnation.org

Website: https://www.metisnation.org/programs-and-services/housing-infrastructure/emergency-repair-program/

Industry:

Housing, Indigenous, Infrastructure

Location:

Ontario

Tags:

Disability, Housing

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