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Homeowner Repair Program │Government of New Brunswick

Open to applications

Value

The maximum forgivable loan per housing unit is $15,000 for homeowner repairs.

Description

Provides financial assistance for:

  • Low-income homeowners occupying existing substandard housing to repair, rehabilitate or improve their dwellings.
  • Modifications to low-income homeowner and rental units to improve the accessibility of the dwelling for occupants with disabilities.
  • Adaptations for low-income seniors who have difficulty with daily living activities in the home.
  • Provides assistance for limited modifications to eligible households to accommodate an aging parent.

Eligible Applicants

To qualify:

  • the household income must be below the established “housing income limits” which vary by household size and by geographical areas within the province.
  • you must own the home and live in it
  • your home must require major repairs or lack basic facilities.
  • modifications are required for people with disabilities must be housing related and/or provide access to permanently installed, basic facilities within the dwelling.
  • adaptations required for seniors must facilitate and prolong independent living (i.e. using the kitchen & getting around hallways

Eligible Expenses

For homeowners in need of major repairs, disabled accessible modifications, and/or adaptations to facilitate seniors’ independent living, assistance is in the form of a loan, a portion of which may not have to be repaid. The maximum forgivable loan per housing unit is $15,000 for homeowner repairs. The amount of forgivable loan is based upon a sliding income scale and the amount of required repairs. Any repayable loan amount is at the provincial borrowing interest rate and can be repaid over a period of up to 15 years.

  • Homeowner households may be eligible for a forgivable loan for both disabled accessible modifications and major repair items to a maximum of $20,000.
  • Seniors are eligible for a forgivable loan for minor adaptations to facilitate independent living to a maximum of $5,000.
  • Landlords are eligible for a forgivable loan for disabled modifications to a maximum of $10,000.

Deadline Date

Ongoing. Please click the link indicated below for update.

Contact

Contact Name: Social Development Regional Offices

Phone Number: (833) 733-7835

E-mail Address: sd-ds@gnb.ca

Website: https://www2.gnb.ca/content/gnb/en/services/services_renderer.8735.Homeowner_Repair_Program_.html

Industry:

Housing

Location:

New Brunswick

Tags:

Forgivable Loan, Repairs, Seniors

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