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Residential Resilience Financing │ Federation of Canadian Municipalities (FCM)

July 1, 2026

Value

Grants for up 80% of eligible costs to a maximum of $150,000 for program design studies

Description

Accelerating climate-resilient home upgrades through PACE.

Municipalities with PACE (Property Assessed Clean Energy)-enabled legislation in:

  • Ontario
  • Nova Scotia (flood-related resiliency measures only)
  • Prince Edward Island
  • Saskatchewan
  • Yukon

Eligible Applicants

Eligible applicants include:

  • Canadian municipal governments (e.g., towns, cities, regions, districts and local boards)
  • Organizations applying in partnership with a municipal government, such as:
  • Municipally owned corporations
  • Regional, provincial or territorial organizations delivering municipal services
  • Not-for-profit organizations
  • Those who are already recipients of Community Efficiency Financing funding for the implementation of PACE financing model
  • Those who have previously set up community efficiency financing, either through GMF or outside of GMF funding and are interested in resiliency add-ons

Eligible Expenses

Municipalities can use this funding to:

  • Explore options for expanding an existing or in-development Property Assessed Clean Energy (PACE) program to include climate resilience measures
  • Build on a current energy efficiency study to assess local climate hazard impacts and identify opportunities for incorporating resiliency retrofits
  • Define the structure of a financing program that would offer homeowners affordable financing and incentives for retrofits that strengthen their homes against climate hazards (such as storm-resistant roofing, sump pumps and fire-resistant materials)
  • Determine the program delivery model, financing terms, and eligibility criteria for participants
  • Establish the models to leverage private sector investment to expand funding opportunities
  • Identify opportunities to leverage private capital and align with other funding sources or incentive programs
  • Engage key stakeholders—such as insurers, contractors and equity-deserving groups—to inform program design and ensure long-term relevance and reach

Deadline Date

July 1, 2026

Contact

Contact Name: Federation of Canadian Municipalities

Phone Number: 1-877-417-0550

E-mail Address: gmfinfo@fcm.ca

Website: https://greenmunicipalfund.ca/funding/residential-resilience-financing

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