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Seed Funding | Canada Mortgage and Housing Corporation (CMHC)

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Value

Up to $350,000 in interest-free loans and a maximum of $150,000 of non-repayable contributions to assist with early development expenses.

Description

CMHC’s Seed Funding program provides financial support for individuals or organizations involved in the initial phases of creating an affordable housing project. You can apply for up to $350,000 in interest-free loans and a maximum of $150,000 of non-repayable contributions to assist with early development expenses. These expenses can include things like the formulation of a business plan, creation of preliminary design concepts and conducting environmental site assessments.

Eligible Applicants

Eligible proponents include, but are not limited to:

  • community housing providers, such as public or private non-profit housing organizations or rental co-operatives, including those serving Indigenous and/or northern populations
  • municipal, provincial and territorial governments, including their agencies and those serving Indigenous and/or northern populations
  • Indigenous governments and organizations, including First Nation bands and tribal councils
  • private entrepreneurs/builders/developers

Eligible Expenses

Eligible project types include:

  • Indigenous community housing
  • community and affordable housing
  • mixed-used market / affordable rental units
  • shelters, transitional housing, and supportive housing
  • conversion of non-residential buildings to affordable multi-residential

 

Renovation of existing affordable units. Eligible activities may include, but not limited to:

  • analysis of need and demand for the proposed project
  • special purpose surveys
  • preliminary financial feasibility
  • business plans
  • incorporation
  • option to purchase
  • registration of security
  • professional appraisal
  • site surveys
  • planning fees (for example, rezoning, development agreement costs)
  • preliminary design
  • project viability study
  • environment site assessments
  • geotechnical reports (soil load bearing tests)
  • energy modelling study (cost-benefit analysis)
  • accessibility modelling study (cost-benefit analysis)

Deadline Date

CMHC will accept and review applications on a continuous basis.

Contact

Contact Name: CMHC

Phone Number: 1-800-668-2642

E-mail Address: contactcentre@cmhc.ca

Website: https://www.cmhc-schl.gc.ca/en/developing-and-renovating/funding-opportunities/seed-funding

Industry:

Housing, Indigenous, Municipalities

Location:

Alberta, British Colombia, Manitoba, New Brunswick, Newfoundland, Nova Scotia, Nunavut, NWT, Ontario, PEI, Quebec, Saskatchewan, Yukon

Tags:

ABmunis, Financial Support, Loan

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Canada

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There is grant money waiting for YOU! BUT if you step in a “grant trap,” your application is a NO! Learn the FIVE most common errors to AVOID in government grants! Get the 5 Grant Gotchas now to save you countless hours.

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