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The Canadian Agricultural Loans Act (CALA) Program is a loan guarantee program designed to increase the availability of loans to farmers and agricultural co-operatives. Farmers can use these loans to establish, improve, and develop farms, while agricultural co-operatives may also access loans to process, distribute, or market the products of farming.
Eligible Applicants
You can apply if you are one of the following:
- existing farmers
- beginning farmers (that is, less than 6 years of farming)
- start-up farmers
- farmers taking over the family farm
- part-time farmers
- agricultural co-operatives with a majority (50% + 1) farmer membership
To learn more details on your eligibililty, please click the link indicated below.
Eligible Expenses
- Real property purposes:
- Purchase of land
- Construction, repair or alteration of, or additions to, any building or structure on a farm
- Purchase, movement to and installing on a farm of complete or partially complete structures and, where necessary, the completion of the installed structures
- Other loan purposes:
- Purchase, installation, alteration, major overhaul, or major repair to/of:
- tools, implements, apparatus and machines of any kind not usually affixed to real or immovable property
- machinery and apparatus for the generation or distribution of electricity, whether or not affixed to real or immovable property
- Purchase of breeding livestock which will provide a long-term improvement to a farm operation including:
- horses and other equines
- cattle, sheep, goats and other ruminants
- swine, poultry, bees and fur-bearing animals
- any other prescribed animal
- Erection or construction of fencing or works for drainage
- Clearing, breaking, irrigating and reclaiming of land
- Conservation of soil, prevention of soil erosion by the planting of trees and shelter belts
- Repair or overhaul of fencing where the cost is $2,000 or more
- Purchase and the planting of trees for syrup production and the purchase and planting of fruit trees, Christmas trees, and ginseng, where the cost is $2,000 or more
- Construction of a road or driveway on a farm
- Land transfer tax, survey, appraisal and legal costs relating to the purchase of additional land
- Purchase of shares for inter-generational farm transfers
- Consolidation/refinancing of loans
- Purchase, installation, alteration, major overhaul, or major repair to/of:
Deadline Date
Please click the link indicated below for update.Contact
Contact Name: Financial Guarantee Programs Division
Phone Number: 1-866-367-8506 (toll-free)
E-mail Address: aafc.fgp-pgf.aac@canada.ca
